An education in safety.

Safe Schools Program

Montana has a rich agriculture/industrial history and incredible outdoor spaces, so it is easy to see why we are known as the treasure state. One of our greatest treasures is our schools and those who make our schools excel. Every day you strive to prepare students to lead Montana’s future.

Montana State Fund is here to support staying healthy and safe with ease so you can keep doing great things. With us you will find customized support and professional guidance from those who share your Montana Communities. Together we can ensure our schools and our future shines!

Montana's School Workplace Injury Stats


is the average age of injured employees in Montana.

7.25 YEARS

is the average tenure of an employee upon injury.

8:00 - 9:00 A.M.

is the most common time of injury.


are the most common type of workplace injury.

Why partner with Montana State Fund?

Well, our name says it all. We are Montanans who have been insuring Montana businesses for over 100 years. It’s about our shared partnership with our customers to protect the health and safety of their employees. Keeping injury-related costs as low as possible and to be there for injured employees is paramount. Our professional team offers a complete customer experience that is hard to match.

We make the grade.


is the last time we raised our rates.


is how much lower our rates are now, compared to 2007.


is the number of consecutive years we have declared a policyholder dividend.


is the total policyholder dividends we have declared since 1999.

When it comes to insuring school districts, we give 100%. We currently insure over 55 school districts across the state with premium size ranging from the minimum of $427 annually to larger school districts with $330,000 in annual premium.

Ready to partner with us?

Safety Resources for Schools

Starting a safety program can seem very intimidating. But it doesn't have to be. Some of the most important elements are very achievable immediately.

OSHA vs Work Comp

Workers’ compensation claims and OSHA 300 log recordable incidents, contrary to common misperception, are not the same set of workplace incidents.

COVID-19 Resources for Schools

In-person learning during the COVID-19 pandemic poses unprecedented challenges for Montana's schools.